快三平台

分享到:

个人破产制度“破冰” 专家解读: 不会成老赖保护伞

个人破产制度“破冰” 专家解读: 不会成老赖保护伞

2020年06月22日 02:18 来源:快三平台_江西快三平台-【首充包赔】 参与互动参与互动

  个人破产制度不会成老赖保护伞

  解脱“诚信而不幸”债务人 深圳个人破产条例“破冰” 专家解读

  jianligerenpochanzhidu,yaozuidaxiandujiechuchuangyezhedehouguzhiyou,jifashichangzhutidechuangyereqing,gulichuangxin,kuanrongshibai,rangchuangyechuangxinchixuchengweishenzhenjingjifazhanzuigenbendetuidongli

  个人破产制度既能确保债权人公平合理地实现打折受偿,也能让诚实守信的债务人从债台高筑的困境中解脱出来

  guanyuziyoucaichanfanwei、mianzedefanwei、mianzelanyongdeng,xiangguanfalvfaguidouyoumingqueguiding,gerenpochanzhidubuhuichengweibuchengxinqiyezhudebaohusan

快三平台  □ benbaojizhe  zhao li

  □ benbaoshixisheng qinhuamin

  qiyepochanfachutai14nianhou,gerenpochanzhiduzhongyuzaishenzhen“pobing”。

快三平台  6yue2ri,《shenzhenjingjitequgerenpochantiaoli(zhengqiuyijiangao)》(yixiajianchengzhengqiuyijiangao)xiangshehuigongbubingzhengjiyijian。zhengqiuyijiangaofenweishisanzhang,baokuozongze、shenqingyushouli、guanliren、zhaiwurencaichan、pochanfeiyongyugongyizhaiwu、zhaiquanshenbao、zhaiquanrenhuiyi、zhongzheng、hejie、pochanqingsuan、jianyichengxu、falvzerenhefuze,gongjiyibaiwushiqitiao。

快三平台  zheiyijuyougaigeyiyide“pobing”zhijuyinfashehuiguangfanguanzhu。yejiushishuo,zaishenzhenchengxinjingyingquebuxingpochandeqiyezhujiangkeyitongguogerenpochanzhidu,bimianjitizhaiwuxianggerenyijijiatingwuxianzhuanyidefengxian。

快三平台  yishenzhenweiqidian,gerenpochanzhiduruhezouxiangquanguo?guojiacengmiandeshangweifaweichu,shenzhenmoshinengfoufuzhidaoqitadiqu?gerenpochanruheshixianyouxianzhide“mianchuzhaiwu”?

  解除后顾之忧

  防范金融风险

  kuaisanpingtaiguoqiyepochanfayu2007niankaishishixing,danzaigerenpochanwentidechulishang,kuaisanpingtaiguoyizhiquefazhenduixingdefalvguifan。

  youyugerenpochanzhidudequeshi,qiyejingyingfengxianyoucizhuanyidaogerenhejiating,tupolefarenyouxianzerenyuanzehexiandaiqiyezhidujingshen,tongshiyejigaolidai、dixiaqianzhuangdengfeifarongziqudaochuangzaoleshengcunkongjian。

  shenzhenshirendachangweihuifagongweizaixiangguanshuomingzhongzhichutuijingerenpochantiaolilifadechuzhong,jiweiguifangerenpochanchengxu,diaozhengzhaiwurenhezhaiquanrenjiqitalihaiguanxirendequanliyiwuguanxi,cujinchengxinzhaiwurenjingjizaisheng,wanshanshehuizhuyishichangjingjitizhi。

  “jianligerenpochanzhidu,yaozuidaxiandujiechuchuangyezhedehouguzhiyou,jifashichangzhutidechuangyereqing,gulichuangxin,kuanrongshibai,rangchuangyechuangxinchixuchengweishenzhenjingjifazhanzuigenbendetuidongli。”shenzhenshirendachangweihuifagongweizaishuomingwenjianzhongzhichu。

  zaiganggangtongguodeminfadianzhong,hetongbianmingquejinzhiminjiangaolifangdai。shijishang,gerenpochanzhiduchulebaohugetigongshanghuwai,haiyouyigezhongyaodeyuhetongbianxiangfuxiangchengdeyiyi: fangfanjinrongfengxian。

快三平台  shenzhenzhongjirenminfayuanpochanshenpantingfaguancaoqiyangzhichu: “gerenpochanbaohuzhidujiangyouliyushehuixinyongxitongdejianli,jintiandeshangyeshehuixuyaoyigewanshandeshehuixinyongtixi,dangshehuixinyongzhiduquefashijiuhuichuxiangezhongjinrongfengxian。”

  shenzhenzuoweikuaisanpingtaiguojingjitequ,gerenpochanzhidushouxianzaicidi“pobing”,haiyushenzhenjuyouzhiduyoushiyouguan。

  qunian1yue14ri,shenzhenpochanfatingzhengshijiepaichengli,zheishiquanguodiyijiapochanfating。tongshi,gerenzhaiwujizhongqinglideshidiangongzuoyeweigerenpochanzhidulifagongzuoqidaoletuidongzuoyong。

快三平台  zaizhongguozhengfadaxueminshangjingjifaxueyuanjiaoshouchenjingshankanlai,shenzhengerenpochantiaolidezhiding,yiweizhekuaisanpingtaiguogerenpochanzhidudegoujianshizaibixing。

  juchenjingshanjieshao,2019nianwenzhouchuxianquanguodiyilipochananjian,yiweizhekuaisanpingtaiguogerenpochanlifayijingjinruleshizhixingcaozuojieduan,qiejinhouhuixiangquanguotuiguang。

  有限豁免债务

  不是不用还钱

快三平台  gongzhongpubianguanxindewentishi: shibushibuyonghaiqianle?

  “bushibuyonghaiqian,ershiyouqiantidebufenhuomian。”zhongguorenmindaxueshangfayanjiusuosuozhangliujunhaishuo,ziranzhaiwurendezhaiwubingbuyinweixuangaopochanerzhijiehuomian,zhiyouzaimanzufadingtiaojiandeqiantixia,jingguoyidingdejianduqi,zhaiwurencaihuodehuomian。erzaijianduqinei,zhaiwurenshenghuoshoudaojidaxianzhi,bunengyougaoxiaofei。

快三平台  zhongguozhengfadaxuepochanfayuqiyezhongzuyanjiuzhongxinzhurenlishuguangrenwei,huomianzhaiwushiyoutiaojiande,chulenidejibenshenghuofeiyonghejibendeshenghuobaozhang,suoyoudeqiandouyinggaishuyuzhaiquanren。yebushishuomashangjiujinihuomian,birumeiguoyaoqinian,xianggangyaowunian,zheigeqijiannihaiyaobuduanhaizhai。

  2019nian,quanguoshouligerenpochananjianzaiwenzhoubanjie。gaianjianzhong,fuzhai214wanyuyuandemoupochanqiyegudongcaimou,zuizhongzhixuchanghai3.2wanyuyuan,zai18geyueneiyicixingqingchang。zailvxingwanbizhiriqi6niannei,ruguotadejiatingnianshouruchaoguo12wanyuan,chaoguobufende50%jiangyongyuhaikuan。

  xuyaomingquedeshi,gerenpochanzhiduzhiziranrenbunengqingchangdaoqizhaiwushi,tongguofadingchengxuxuangaogaiziranrenpochan,jiangqishengyuzichangongpingfenpeijizhaiquanren,duiweidedaoqingchangdezhaiquan,mianchugaiziranrenjixuqingchangzerendeyizhongfalvzhidu。

  weishenmeyaojianligerenpochanzhidu?liujunhairenwei,gerenpochanzhidujinengquebaozhaiquanrengongpinghelidishixiandazheshouchang,yenengrangchengshishouxindezhaiwurencongzhaitaigaozhudekunjingzhongjietuochulai。

  “jianligerenpochanzhidunenggougenghaodianzhaofalvsiweibangzhuneixie‘chengxinerbuxing’dezhaiwuren。duiyuzheibufenzhaiwureneryan,tamenkeshoulechengshixinyongdejibenyuanze,danzaichuangyechuangxinguochengzhong,youyuzijizhuguaneyizhiwaideqitayuanyin,birurongzishibai、zijinlianduanliehuozaoshouzhapiandeng,daozhizhaitaigaozhu。”liujunhaishuo。

快三平台  liujunhairenwei,jianligerenpochanzhidunenggougenghaoditixiangongpingyuanze,tixianduogezhaiquanrenzhijianpingdeng、gongping、shouchangdeyuanze,“tebieshianzhaozhaiquandetedian,qingchangshixuyaokaolvyouwudanbaohedanbaodeyouxianxu。ruguoshimeiyoudanbaodezhaiquan,neimewudanbaodezhaiquanheqitawudanbaodezhaiquan,yuanzeshangjiuyingdangpaiduidazheshouchang。zhiyougerenpochanzhidunengweiliangrenyishangdezhaiquanrentigonggongping、heli、shouchangdejihui。gerenpochantiaoliyenengjinyibumibukuaisanpingtaiguoqiyepochanfadeduanban”。

快三平台  “gerenpochanzhiduqueshidaozhitaobizhaiwuxianxiangyanzhongmanyan,ruzhaiwurenxialuobumingdeng,zheihuizaochengshehuijingjizhixubuwending。”chenjingshanshuo,gerenpochanzhidunengshiquantizhaiquanrendedaogongpinghelidezhaiquanjiuji,erbuzhiyufashengyouweibeisusongzhengyidexiaojixianxiang。gerenpochanzhidushiweihushehuihejinrongzhixuwendingdeweiyuchoumouzhiju,helidegerenpochanzhiduyouzhuyuchuangyezhefangxinkaizhanshangyemaoxian。

  zaibushaoyeneirenshikanlai,conghongguancengmianlaikan,pochanfashibaozhangzhaiquanliyideyigeqianti,yinweihenzhongyaodeyidianjiushi“zhaiquanrenbuyaobabuyinggaijiedeqianjiechuqu”,youlegerenpochanzhidu,gongzhongdefengxianyishijianghuitigao,eryoufengxianyishiduiyuzhaiquanrenlaishuoyeshiyizhongbaohu。

  借助法律手段

  预防恶意逃债

  jiekuanrenyidanxuangaopochan,bianyiweizhewufazaiduiqijinxingcuishou。yinci,zaizhengqiuyijiangaogongbuhou,《fazhiribao》jizhezhuyidao,gongzhongpubianguanxindelingyigewentishi,gerenpochanzhidushifouhuibeilaolailiyong,chengweiqitaofeizhaidegongju?

  guanyuzheiyidian,shenzhenshirendachangweihuifagongweizhichu: gerenpochanzhiducongmouzhongyiyishanglaishuo,shiwei“chengshierbuxing”dezhaiwurentigongleyizhongkeqidai、kexinlaidebaozhang。yinci,gerenpochanlifayaoshulidejibenjiazhidaoxiangshi,zhiyouchengshishouxindezhaiwuren,zaibuxingxianruzhaiwuweijishi,cainenghuodegerenpochanzhidudebaohu,bingbangzhuqicongzhaiwuweijizhongjietuochulai,zhongxincanyushehuijingjihuodong,chuangzaogengduocaifu。erduiyuneixieeyitaozhaihuozheshishipochanqizhadezhaiwuren,bujinbunengtongguopochantaobizhaiwu,haiyaotongguofalvshouduanjiayiyufanghechengzhi。

  chenjingshandekanfashi,guanyuziyoucaichanfanwei、mianzedefanwei、mianzelanyongdeng,xiangguanfalvfaguidouyoumingquedeguiding,gerenpochanzhidubuhuichengweibuchengxinqiyezhudebaohusan。

快三平台  “shouxian,xiangtongguopochanmianzexuyaochengben,congdongyarihandejingyankeyikanchu,gerenpochanfashishihoutuxiandebingbushilanyongchengxudewenti,ershibushiyongpochanchengxu。qici,pochangerendefalvshangdexianzhixingguidingyueshuqiyezhu。gerenpochanrenzaichuangye、xingye、zhengxinshanghuiyougezhongxianzhi。zuihou,gerenjinxingeyipochanshihuizhuijiuqixingshizeren。”chenjingshanshuo。

  muqianzhideguanzhudeyigexianshiqingkuangshi,zaijinglilep2pwangdaixingyedebaoleichaozhihou,zhongguoshehuichanshengledaliangyuqijiekuanren,zaigerenpochanzhiduquelideqingkuangxia,zheibufenquntishifoukeyitongguoshenqingpochanmianchuzhaiwu。

  duiyuzheigewenti,shenzhenshizhengfufalvzhuanjiazixunweiyuanhui、shenzhenshirendachangweihuijianchaheneiwusifaweiyuanhuiweiyuandingnanrenwei,zaimanzushenqingpochandezhunrutiaojianxia,jizaishenzhenjingjitequjuzhu,qiecanjiashenzhenshehuibaoxianlianxumansanniandeziranren,yinshengchanjingying、shenghuoxiaofeidaozhizichanbuzuyiqingchangquanbuzhaiwuhuozhemingxianquefaqingchangnenglide,keshenqingjinxingpochanqingsuan。danhaowuyiwen,manzugaitiaojianbingbuyiweizhebiranchanshengmianchuzhaiwudejieguo。

  liujunhaidui《fazhiribao》jizhejieshao,zhenduiruheyufanggerenzhaiwurendedaodefengxianwenti,bimian“jiapochan、zhentaozhai”,kuaisanpingtaiguoxingfashelileqizhapochanzuihexujiapochanzui,zuochulexiangguanchufaguiding。suoyitajianyi,gerenpochanzhiduyifangmianji“chengxinerbuxing”dezhaiwurendakaiyitiaolvsetongdao,lingyifangmianyeyaodusibuchengxindezhaiwurenlanyonggerenpochanzhidudezhidukongjian,“lifashangbunengliuloudong,yaorangzhaiwurenwufaguibifalv”。

  “ruguogerenpochanzhidujubeikesuxing、kecaixinghekezhixingxing,neimebeihoudefengxianjiangshikekongde。”liujunhaishuo,yufanggerenlanyongpochanzhidu,yikaoxingfaxingshizerendezhenshehedaji;erkaogerenpochanzhidudeshixianfangfan;sankaozhidushizhongjianguan;sikaoshihoudeminshizerenzhuijiu;wukaodaodejiaohuahedaodexuanchuan;liukaojianlishixinzhicaizhidu,yaorangzhaiwurenlejieshixindedaijia。

  制度配套跟上

  全国推行可期

  zhidezhuyideshi,shouxinguanfeiyanyiqingyingxiang,guoneijingjixiaxingyalijiada,gerenpochanzhidudechutaihuojiangchengweiyingduijingjixiaotiaosuoxuyaodeshehuibaozhangtixideyibufen。rujin,gerenpochanzhiduzaishenzhen“pobing”,quanguocengmiandegerenpochanzhiduhaiyouduoyuandeluyaozou?

  liujunhaixiwang,zhidingyibudandudegerenpochanfa,mingquelifamude、pochanchengxudejibenyuanze、pochandejibenchengxu、zhaiquanrendebaohu、pochanhejiezhidudengneirong。

快三平台  buguo,chenjingshantichulebutongdeguandian。tarenwei,zaimuqiandepochanfatixizhongdansheyizhanggerenpochanbianjike,wuxuzhidingyibudandudegerenpochanfa。

快三平台  chenjingshanfenxi,zaizhidushejizhong,zhuyaocunzaiyixiajigeguanjianwenti: shenqingyaojian、zhiquanzhuyiyudangshirenshenqingzhuyidejunheng;chengxudesheding、zhongzheng、qingsuan、tingwaizhongzuhuohejiechengxudesheding、zhaiquanfanweidequeding、zhaiquanshenbaoyijihecha;shengjifeiyongdexianshihua;gerenzhongzhengchengxuzhongchanghaiqijiandebiangeng;fayuandeshenlijizhideng。

  bulunshifoudandulifa,muqian,guoneigerenpochanzaizhiduyushicaocengmianhaiquefazhidupeitao。

快三平台  shenzhengerenpochanlifatuidongrenlulinyetanyan,rujinshehuicaichanchengxianchuduoyanghuadetedian,caichandechaxun、shibieyejiangshigerenpochanzhidushishiguochengzhongdeyigenandian。

  2019nian7yue16ri,guojiafazhangaigeweideng13buweiyinfale《jiakuaiwanshanshichangzhutituichuzhidugaigefangan》。fanganmingquetichu,yanjiujianligerenpochanzhidu,zhongdianjiejueqiyepochanchanshengdeziranrenliandaizerendanbaozhaiwuwenti。mingqueziranrenyindanbaodengyuanyinerchengdanyushengchanjingyinghuodongxiangguandefuzhaikeyifahelimianze。zhubutuijinjianliziranrenfuhetiaojiandexiaofeifuzhaikeyifahelimianze,zuizhongjianliquanmiandegerenpochanzhidu。

  lingwai,guoneiqitadiquyijingshishileisigerenpochanzhidudegerenzhaiwuqinglizhidu,ruzhejiangshengwenzhoushizhongyuanfabude《guanyugerenzhaiwujizhongqinglideshishiyijian(shixing)》hezhejiangshengtaizhoushizhongyuanfabude《zhixingchengxuzhuangerenzhaiwuqinglichengxushenliguicheng(zanxing)》。muqianyijingcunzaishiyonggerenzhaiwuqinglizhidudesifaanli。

快三平台  zailiujunhaikanlai,shenzhenkeyiweiquanguogerenpochanzhidudeluoditigongyixiekefuzhi、ketuiguangdejingyan。buguo,zaizhidushejizhongdeguanjianwentishiyaokaimenlifa、touminglifa、minzhulifa。diyi,congxuqiuduanrenzhenpinggugerenpochanzhiduyonghudeliyisuqiu,baokuozheixie“chengxinerbuxing”dezhaiwurendehexinliyiyijizhaiquanrendeliyisuqiu,haiyaoguanzhuqitadeliyixiangguanzhe,ruzhaiwurendejiatingchengyuanyijitadeguzhudeng。dier,zhaiwurenyaoxuangaopochan,yaoxiangshoupochanzhidubaohu,jinxingyifamianze,jiudefuchudaijia,zheigedaijiajiushixishengzhaiwurendegerenyinsi。

  也有不少业内人士对征求意见稿中的相关内容提出建议,对于如何平衡个人破产与隐私保护,破产程序及免责考察期内的利害关系人查询权、管理人调查权等,应当进一步予以明确,防止因此侵害债务人其他正常合法的权益。

【编辑:于晓】
关于快三平台 | About us | 联系快三平台 |  | 供稿快三平台 | 法律声明 | 招聘信息 | 网站地图
本网站所刊载信息,不代表中新社和中新网观点。 刊用本网站稿件,务经书面授权。
未经授权禁止转载、摘编、复制及建立镜像,违者将依法追究法律责任。
[网上传播视听节目许可证(0106168)] [] [京公网安备:2-1] [] 总机: 86-10-87826688

Copyright © 2006-2020 快三平台_江西快三平台-【首充包赔】

快三平台_江西快三平台-【首充包赔】 极速赛车_极速赛车app官方版[首页最快线路√] pc28官网_pc28软件下载〖2020购彩首选〗 重庆快乐十分_重庆快乐十分投注-专业购彩APP 北京pk10,北京pk10官网-欢迎您 秒速飞艇_秒速飞艇彩票-欢迎您 香港赛马_香港赛马官网-欢迎您 时时彩_时时彩欢彩网_最佳信誉官网 河南快三_河南快三投注|平台-Welcome 分分快3_分分快三官网-【全网唯一大品牌】 北京幸运28_北京幸运28平台-【首充包赔】